We analyzed checkout activity across more than 20K businesses, surveyed shoppers and ecommerce leaders, and gathered insights from businesses on the Stripe network to understand what’s changing in onl
AI Summary
Here's a 3-sentence summary of the engineering blog post: Shoppers are increasingly making big-ticket purchases on mobile, prompting businesses to rethink checkout designs and adapt to regional and generational differences in digital wallet preferences. Supporting the right digital wallet can cut average mobile checkout time in half and substantially improve conversion rates: for example, offering BLIK in Poland increases checkout conversion by 46% and offering Pix in Brazil increases conversion by 31%. AI-assisted shopping and agents are further changing the path to checkout, requiring businesses to verify identity, intent, and authorization in real-time to improve payment performance and balance the trade-off between reducing fraud and lowering conversion rates.
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